This site is owned and operated by Mariah Lee, a Florida-licensed Mortgage Loan Originator (NMLS #244944) operating under the sponsorship of United Direct Lending (NMLS #verifying — to be added). For licensing information, visit NMLS Consumer Access.
If you proceed to a mortgage application, additional NPI may be collected including Social Security number, income, employment, asset, and credit information. NPI is collected through the secure loan application platform (mariah.my1003app.com), not through this website's chat or contact forms.
This site uses an AI-powered assistant named Aria. Aria is not a human, not a licensed loan officer, and does not provide loan approvals, rate quotes, or binding commitments. Aria collects basic intent and contact information so a licensed loan officer can follow up. Conversations with Aria are recorded, transcribed, and stored to improve service quality and for compliance.
Per California SB 1001 (BOT Disclosure Act) and SB 243 (Companion Chatbot Act, effective January 1, 2026), Aria identifies itself as an AI at the start of every conversation. You may decline to interact with Aria and contact Mariah directly by phone or email at any time.
By providing your phone number on this site or to Aria, you provide prior express written consent for United Direct Lending and Mariah Lee to contact you at that number using automated dialing systems, prerecorded or AI-generated voice messages, and SMS. Consent is not required as a condition of obtaining a loan or service. Standard message and data rates may apply.
To opt out of SMS, reply STOP to any message. For help, reply HELP. To revoke voice-call consent, request removal in writing to mariah@uniteddirectlending.com.
We use cookies and similar technologies for site functionality, analytics, and (where applicable) marketing. You can manage your preferences through the cookie consent banner displayed on your first visit, or by clearing cookies in your browser. Some cookies are strictly necessary and cannot be disabled.
We share information only as needed to provide service, comply with law, or with your consent:
We do not sell your personal information.
You have the right to know what personal information we collect, request deletion, request correction, opt out of "sale" or "sharing" of personal information (we do not sell or share for cross-context behavioral advertising), and non-discrimination for exercising your rights. To exercise: contact mariah@uniteddirectlending.com with the subject "California Privacy Request."
Per FL Stat. §501.171, in the event of a security breach affecting your personal information, you will be notified in accordance with state requirements.
If you access this site from the European Union or United Kingdom, you have rights to access, rectification, erasure, restriction, portability, and to object to processing. The lawful basis for processing is consent and legitimate interest in responding to your inquiry. Contact mariah@uniteddirectlending.com to exercise these rights.
We use industry-standard administrative, technical, and physical safeguards to protect your information. NPI submitted through the loan application platform is transmitted over encrypted connections (TLS) and stored in compliance with GLBA Safeguards Rule requirements. No system is 100% secure; we cannot guarantee absolute security but commit to notifying you of any material breach as required by law.
We retain your information only as long as necessary for the purposes described in this notice and to comply with our legal obligations (typically 5 years for mortgage-related records under federal recordkeeping rules, longer if litigation, regulatory, or compliance circumstances require).
This site is not directed to children under 13. We do not knowingly collect personal information from children. If you believe a child has provided information, contact us and we will delete it.
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is: Consumer Financial Protection Bureau, 1700 G Street NW, Washington, DC 20552.
We may update this Privacy Policy from time to time. The "Last updated" date at the top reflects the most recent change. Material changes will be communicated via the website or other reasonable means.
Mariah Lee · NMLS #244944
United Direct Lending · NMLS #verifying — to be added
Office address: verifying upon UDL confirmation · Florida
Phone: (813) 544-8541 [or new Lifebots-routed number]
Email: mariah@uniteddirectlending.com